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Looking for an alternative to Revolut?

Spendesk is the all-in-one smart spend management software that supports finance teams and employees. Get virtual & physical Mastercard debit cards to use online & on the go.

TRUSTED BY THOUSANDS OF FINANCE TEAMS AND EMPLOYEES!

The 7-in-1 difference

  • 4x

    faster end-of-month closing

  • 100%

    visibility on all operational spend

  • £0

    setup & no hidden fees

  • 95%

    receipt reconciliation in just 2 days

  • Unlimited

    virtual cards, subscriptions & users

Scalable spend management for all teams

Manage all expenses centrally and track every dollar, euro, and pound spent in real time.

Spendesk
Revolut
Secure online payments
Pre-approval for employee payments
Smart debit cards
Mobile app
ATM withdrawals
Manage travel expense
Additional meal expenses
Mileage
Invoice management
Preparatory accounting

All in one tool

Spendesk is more than a current account. The tool combines smart payment methods with software for centralised invoice and expense management. Real-time reporting and direct exports to your accounting software are also fast and easy.

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    Approval and policies

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    Team budgets

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    Invoice payment

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    Expense tracking

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    Virtual & physical cards

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    Spending reports

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    Pre-accounting automation

Smart Visa debit cards on the move

Thanks to smart Spendesk cards with built-in policies, the finance team & managers ensure that budgets are adhered to. They can individually approve time slots, days of the week and spending categories for each employee. The function to withdraw money from the ATM can be activated and deactivated with one click.

Manage travel costs & expenses centrally

Spendesk reduces the administrative effort of business travel. Employees book their travel autonomously & securely with a virtual card, & managers approve payment requests with one click. On the road, travellers pay with a debit card without having to advance expenses. Mileage allowances and additional meal expenses can also be settled via Spendesk in no time at all.

A transparent purchasing process for all

Spendesk centralizes purchase orders, invoices, transactions and preparatory accounting in one solution and links requests to team budgets. This way, managers can check whether the expense fits into the budget or not before approving it, and there are no surprises at the end of the month.

Smooth exports to your accounting system

Thanks to native integrations and customizable exports, you can export payments and receipts from Spendesk directly into your existing systems, including Xero. This saves the finance team valuable time and your accounting is always up-to-date.

What our customers say

We’re no longer ‘the bad guys from finance’. We used to always be the people complaining, nagging about missing receipts or unnecessary payments. But now we're the heroes.

4.7/5
4.8/5
4.4/5

Ralph Van Tongelen, Finance Director, November Five

Revolut — FAQ

The most frequently asked questions about Spendesk & Revolut.

Spendesk provides a complete expense management platform with physical and virtual company cards, automated receipt capture, pre-set budgets, and multi-level approval workflows. Spendesk's automated expense reporting and invoice management integrate with ERPs and accounting tools to centralize spend and enforce policy, while Revolut focuses primarily on banking and payments rather than end-to-end spend controls.

Spendesk supports corporate payments and card issuance with physical and virtual cards, per-card limits, real-time authorizations, and supplier payments. Spendesk's batch payment tools and automated reconciliation streamline accounts payable, enabling finance teams to issue cards for specific budgets and disable them instantly, replacing separate banking and manual payment workflows commonly used with Revolut business accounts.

Spendesk is not a bank but enables international payments and multi-currency virtual cards through partner banking rails, supporting supplier payments and expense charges in multiple currencies. Spendesk's centralized currency controls and reporting let finance teams track cross-border spend and reconcile transactions automatically with accounting integrations, reducing manual FX reconciliation work.

Spendesk enforces budgets and approvals with pre-set budget allocations, multi-level approval workflows, and card-level spend limits that block transactions exceeding policy. Spendesk's real-time controls and automated receipt matching speed up approvals, ensure policy compliance, and provide finance teams with live visibility into committed and actual spend for better forecasting.

Spendesk offers native integrations with QuickBooks, Xero, and NetSuite for automated reconciliation, one-click export of expense reports, and synced supplier bills. Spendesk's ledger mapping and exportable spend reports reduce manual posting, accelerate month-end close, and maintain audit trails that simplify compliance and accounting compared with siloed bank statements.

Get the best for your business

Make the switch to smarter spending with Spendesk.

Want to know more?

Connect with a spending expert.

Last updated: 23 August 2021