The 7-in-1 difference
4x
faster end-of-month closing
100%
visibility on all operational spend
£0
setup & no hidden fees
95%
receipt reconciliation in just 2 days
Unlimited
virtual cards, subscriptions & users
Scalable spend management for all teams
Manage all expenses centrally and track every dollar, euro, and pound spent in real time.
All in one tool
Spendesk is more than a current account. The tool combines smart payment methods with software for centralised invoice and expense management. Real-time reporting and direct exports to your accounting software are also fast and easy.
Approval and policies
Team budgets
Invoice payment
Expense tracking
Virtual & physical cards
Spending reports
Pre-accounting automation
Smart Visa debit cards on the move
Thanks to smart Spendesk cards with built-in policies, the finance team & managers ensure that budgets are adhered to. They can individually approve time slots, days of the week and spending categories for each employee. The function to withdraw money from the ATM can be activated and deactivated with one click.
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Manage travel costs & expenses centrally
Spendesk reduces the administrative effort of business travel. Employees book their travel autonomously & securely with a virtual card, & managers approve payment requests with one click. On the road, travellers pay with a debit card without having to advance expenses. Mileage allowances and additional meal expenses can also be settled via Spendesk in no time at all.
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A transparent purchasing process for all
Spendesk centralizes purchase orders, invoices, transactions and preparatory accounting in one solution and links requests to team budgets. This way, managers can check whether the expense fits into the budget or not before approving it, and there are no surprises at the end of the month.
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Smooth exports to your accounting system
Thanks to native integrations and customizable exports, you can export payments and receipts from Spendesk directly into your existing systems, including Xero. This saves the finance team valuable time and your accounting is always up-to-date.
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What our customers say
We’re no longer ‘the bad guys from finance’. We used to always be the people complaining, nagging about missing receipts or unnecessary payments. But now we're the heroes.
Revolut — FAQ
The most frequently asked questions about Spendesk & Revolut.
Spendesk provides a complete expense management platform with physical and virtual company cards, automated receipt capture, pre-set budgets, and multi-level approval workflows. Spendesk's automated expense reporting and invoice management integrate with ERPs and accounting tools to centralize spend and enforce policy, while Revolut focuses primarily on banking and payments rather than end-to-end spend controls.
Spendesk supports corporate payments and card issuance with physical and virtual cards, per-card limits, real-time authorizations, and supplier payments. Spendesk's batch payment tools and automated reconciliation streamline accounts payable, enabling finance teams to issue cards for specific budgets and disable them instantly, replacing separate banking and manual payment workflows commonly used with Revolut business accounts.
Spendesk is not a bank but enables international payments and multi-currency virtual cards through partner banking rails, supporting supplier payments and expense charges in multiple currencies. Spendesk's centralized currency controls and reporting let finance teams track cross-border spend and reconcile transactions automatically with accounting integrations, reducing manual FX reconciliation work.
Spendesk enforces budgets and approvals with pre-set budget allocations, multi-level approval workflows, and card-level spend limits that block transactions exceeding policy. Spendesk's real-time controls and automated receipt matching speed up approvals, ensure policy compliance, and provide finance teams with live visibility into committed and actual spend for better forecasting.
Spendesk offers native integrations with QuickBooks, Xero, and NetSuite for automated reconciliation, one-click export of expense reports, and synced supplier bills. Spendesk's ledger mapping and exportable spend reports reduce manual posting, accelerate month-end close, and maintain audit trails that simplify compliance and accounting compared with siloed bank statements.
Choose the right solution
Get the best for your business
Make the switch to smarter spending with Spendesk.
Want to know more?
Connect with a spending expert.
Last updated: 23 August 2021
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